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Baja Forums -:- VW Volkswagen Bug, Baja, Bus, Sandrail and Thing -:- VW Volkswagen & Baja Bug General Discussion -:- Insurance
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Insurance
Bug, Baja, Thing and Buggies. Most every thing that will not fit any any other area. See list of other Forums for better topic placement...Volkswagen General Discussion
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df14936
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Post Post subject: Insurance
Posted: Sun May 23, 2010 01:22 PM
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I've recently finished putting togather a 65 baja with a turbo Corvair engne and when to get insurance with State Farm who insures the rest of my cars, they declined to offer me insurance on the car as it was modified (duh).
Any advice on who offers affordable insurance for these cars.
Thanks,


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chickenpants
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Post Post subject: Re: Insurance
Posted: Sun May 23, 2010 05:01 PM
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If it is an occasional car, not a daily driver, you may be able to get Hagerty to insure it. You will have to declare that it is garaged, you will have to prove that you have other reliable transportation by providing the declarations page for that car. You may have to answer a lot of questions, their underwriters aren't dummies.

I was able to insure a 1969 Falcon with an agreed value and the premium was much less than my premiums on a 69 VW (which is my DD) insured through Farmers.

A friend of mind also insured his through Hagerty on a street legal pretty much race only 70 Maverick.


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Post Post subject: Re: Insurance
Posted: Mon May 24, 2010 01:00 AM
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My rail is insured with State Farm. Nationwide also insures rails. My Bajas were registered as VW Beetles.

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Post Post subject: Insurance
Posted: Mon May 24, 2010 03:24 AM
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Have you got anybody like Farm Bureau Insurance out there? Over here, in KY, all of my rides are modded, some extremely heavily, and as long as I pay them, they cover my rides... NO questions asked... i.e. "are you planning on racing/modifying this vehicle?" NO "inspections", unless I ask for full coverage. Been with them pretty much since I moved to this state.


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Post Post subject: Re: Insurance
Posted: Mon May 24, 2010 04:35 AM
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I'm insured with progressive but I don't have collision. They want an appraisal which is hard to get cuz those guys have no idea how much $ you have in a Baja. If it gets stolen......I'm screwed. Good luck.


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Preston
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Post Post subject: Re: Insurance
Posted: Thu May 27, 2010 04:42 AM
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perrib wrote:
My rail is insured with State Farm. Nationwide also insures rails. My Bajas were registered as VW Beetles.

Same here, my baja is insured as a '68 VW Bug with State Farm. had my motorcycle insured with State Farm too, love them, how did they figure out you have a different motor in your bug? did they ask or did you just tell them? cause if they didn't ask you may be able to squeak by and insure it as a '65 Bug if you talk to someone else Cool


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Baja_Blue
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Post Post subject: Insurance
Posted: Thu May 27, 2010 05:28 AM
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I have both collision and liability with Allstate insurance on my baja, though like nukeworjer said if it's stolen I'm screwed they don't take into account how much I have spent on it


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Post Post subject: Re: Insurance
Posted: Thu May 27, 2010 06:24 AM
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Baja_Blue wrote:
I have both collision and liability with Allstate insurance on my baja, though like nukeworjer said if it's stolen I'm screwed they don't take into account how much I have spent on it

for sure, i have about $5K into mine, i'd probably get $1000 if it were stolen Confused


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There goes another lug nut...
www.ProSeatz.com
www.drummondrace.com
www.patriotguard.org
My Bug: "SMOKEY" 1968 Baja, 1641 Dual Port
Baja Video: www.youtube.com/watch?v=GwbJ9cuKk_c
My Hometown: Monroe, Wa
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